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Reducing Remittance Costs: A Matter of Competition, Technology — and Post Offices

Reducing Remittance Costs: A Matter of Competition, Technology — and Post Offices

  Ten years ago, it was typical for 20 percent or more of the money a migrant worker sent to his or her family in a developing nation to be eaten up by transmission costs. Thanks to factors including increased competition and technological advances, that percentage has dropped steadily over the past decade, so that […]

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SWF Accountability, Transparency: Improvements Noted; More Needed

SWF Accountability, Transparency: Improvements Noted; More Needed

  Sovereign wealth funds (SWFs) have made progress in improving their accountability and transparency over the last five years, but more can and should be done. That’s the assessment of Dr. Edwin M. (Ted) Truman, a senior fellow at the Peterson Institute for International Economics and former senior Treasury and Federal Reserve official. Truman’s pioneering […]

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About the Author

Tom Garry
Tom Garry

Tom Garry is an analyst and writer who examines how capital flows affect everything from the stability of Euro-zone governments to the basic needs of families in developing nations, and from the bankrolling of terrorist organizations to the redistribution of power in our multi-polar world.

He has a master’s degree in financial economics from the University of London’s School of Oriental and African Studies, where his thesis focused on the exchange-rate policies of Latin American countries, and a master’s in political science from American Military University, where his thesis examined resurgent Russian influence in the Eastern European nations of the former Soviet Union. He received his bachelor’s degree in international relations from American Military University.

When he’s not “following the money,” Tom’s other areas of focus extend from business marketing and consumers’ financial decision-making to religion, governance, and diplomacy.

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